It’s the most wonderful time of the year. But for many families with festive plans and hectic schedules, it’s also the most wasteful. According to one survey, for example, 60% of respondents admitted to...

Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.1,2,3...